How does Baccarat Online work?

Let’s take a look at how Baccarat works, what you do during a hand, and what you need to watch out for.

Small note: in order to get into this game, we advise you to forget or put aside for a moment your knowledge about Blackjack, which certainly remains a game known by most players in real and online casinos.

Basic rules

In Baccarat, the Ace is worth 1, and the cards from 2 to 9 have exactly their face value, while the Figures and the 10 are worth 0. It goes without saying that the lowest score will be 0; the highest possible one, however, 9.

The game proceeds in this way: once you place your bet, the croupier will serve 2 cards in Punto and Banco, respectively, the player’s and the banker’s hand. At this point, it will be necessary to see if someone between Banco and Punto has scored a “natural.”

The natural ones are an 8 or a 9 obtained on the first two cards served at Punto and Banco, which allow you to win the hand because they represent the highest possible values ​​in this game. Obviously, even with nature, a draw can occur.

In the absence of natural, the Punto cards are considered first. If he has a score of 6 or 7, he does not take any more cards, but always gets another if he has scored 0 to 5. The dealer acts accordingly and, if he has scored a 7, he does not draws more cards, but if he has a total ranging from 0 (Baccarat) to 6, he takes another card, based on the third card of the player’s hand.

Types of bets and bets

First of all, in this case, the bet can be placed on the Banco (banker’s hand), on the Punto (player’s hand), or on the Draw of both, called “Egalité” or Tie. Do not be fooled by the names: the fact that you are the player will not prevent you from betting on any of these 3 hands.

The aim of the game is, in fact, to guess if the Bank or the Point will win or if they will score a tie. Much more simply, if the player finds in the cards that the dealer has served him a losing hand, but has bet on the Banker’s hand, he wins.

Systems and strategies of Baccarat Online

Baccarat has a very low house edge when compared to other online games. If you bet on the player’s hand, for example, the house edge is 1.24%.


Punto (or Player) is the player’s hand and also one of the 3 main possible bets. If you decide to bet on the player’s hand, the payout is 1: 1.


Banco (or Banker) is the banker ‘s hand and also one of the 3 main possible bets. If you decide to bet on this hand, the payout is usually 19:20. Remember that the site will withhold 5% of your winning bet on the banker.

Tie (Draw)

Egalité (or Tie) is the hand in which Punto and Banco score the same score, as well as one of the 3 main possible bets in the game of Baccarat. The payout is 8: 1.

Why Play Baccarat Online?

Playing online Baccarat is an option with several advantages compared to playing at the more traditional land-based casino. These are the main ones:

Playing from home

Net of the timeless charm of old-fashioned casinos, the convenience of playing Baccarat Online from home (without restrictions related to opening and closing times or dress codes to be respected) is undoubtedly one of the strengths of the digital revolution applied to gambling. And then there is also to consider the game from a mobile device, which further expands the sphere of possibilities without granting anything in terms of the overall experience.


Playing Baccarat is an online casino that means being able to take advantage of bonuses and promotions offered by that particular platform. For example, when you are deciding in which casino to bet your money on the Baccarat table or any other card or slot game, it is good to consider what kind of welcome bonuses you can get from that site. The bigger, the better, of course! And this, of course, is also something that baccarat fans will not find when they cross the threshold of a land-based casino!

Useful Terms For Playing Blackjack

In order to start familiarizing yourself with Blackjack, we must consider the terminology which, although simple, plays a role of great importance since it becomes the common language useful for players to be able to correctly express their intentions during the game.

Hit (or Card)

This is the action for which you will get another card from the sabot, after having decided to try to reach a score closer to 21.


If you decide not to take more cards and you want to stop, this is the right action; in fact, you may notice that the total of your cards is already better than the dealer’s and that you don’t need to add more cards to yours.

Double down

After taking a look at the dealer’s starting cards, you noticed that your combination is better and could beat the dealer’s hand, and you may, therefore, decide to double your bet to try and increase your winnings. But it must be remembered that care must be taken not to make the wrong decision.

Split (or Division)

If the starting cards in your hand have the same value, you may decide to divide them. In this way, you will also have to place a bet on the second card, which will become the first of the second pair of cards. Both cards, thus separated, will be part of two different pairs and will thus be played separately.


In this case, the player feels that his hand, or the combination of his cards, is worse than that of the dealer and may, therefore, decide to give up the game. It means that half of the stake will be returned, but that the game will stop there. This could be a smart move if, for example, the dealer has a 10 or an Ace as their face-up card and the player instead scores only a 16 on the starting cards; but experts advise not to stop the game too often; otherwise, you risk making it just a waste of money. Besides, you never know what could be hidden under the dealer’s face-down card. The beauty of the game is its unpredictability.


This possibility exists, for obvious reasons, only if the dealer’s face-up card is an Ace. This bet is independent of the initial bet made on the first two cards and corresponds to its half.

The idea behind the insurance is to recover the hand money in case the dealer actually has a Blackjack. In fact, if the dealer had a Blackjack since the insurance pays 2: 1, the player will lose the initial bet, but will still receive double the value of the insurance back. It is also true that, if the dealer does not have a Blackjack instead, the insurance would be lost regardless of the result of the hand.

Getting high (or bust)

Both the dealer and the player can get high, and as a consequence of this, lose the hand. In practice, “getting high” means scoring a higher score than 21, whatever it is.

Win / Lose

The player wins the hand if he does not bust and if the combination of cards he has is higher than that of the dealer. The player loses the hand, however, if the dealer has not busted and his hand is higher and consequently closer to 21.


This term varies according to the casino game considered. In Blackjack, “push ” indicates the case in which both the player and the banker have the same total, and neither has busted.

21 Natural (or Blackjack)

A “natural 21” is nothing more than a Blackjack or a combination of two starting cards whose total is a 21. Logically, these two cards can only be an Ace and a 10. It is important to know what a natural is because, if the player has a combination of 3 or more cards whose total gives a score of 21, while the dealer has a blackjack, the dealer’s hand will be the winning one.